Business Coverage Options:
Commercial Property Coverage: Covers the business for loss to its property (buildings, furniture, computers, etc.) by perils such as fire, burglary, wind, etc. and covers the business from financial loss due to the interruption of business in case of such loss.
Commercial Auto: Covers the business from loss to one of its vehicles and from a liability loss in the event of an accident involving such vehicles.
Workers Compensation: Required coverage covers the Workers Compensation requirements provided by state law and provides for payment of employee injuries.
General Liability: Protects the business from loss due to bodily injury or property damage caused by its activities or products.
Directors and Officers: Protects the Board of Directors and other officers of the company from loss caused by lawsuit for its actions within the company.
Commercial Umbrella: An excess liability policy that provides additional coverage over the general liability, auto liability, and employers liability policies and may provide coverage over and for other exposures.